Aye Finance IPO
Live Updates, GMP, Subscription Data, and Financial Details
IPO Overview
Listed
Dates
Feb 09 to Feb 11 2026
Price Band
₹122 - 129
Current GMP
₹129(0.00%)
Subscription
1.04 times
IPO Details
| IPO Date | 9 to 11 Feb, 2026 |
| Listed on | Mon, Feb 16, 2026 |
| Face Value | ₹ 2 per share |
| Price Band | ₹122 to ₹129 |
| Issue Price | ₹129 per share |
| Lot Size | 116 Shares |
| Sale Type | Fresh Capital & OFS |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Total Issue Size | 7,82,94,571 shares (agg. up to ₹ 1,010 Cr) |
| Fresh Issue | 5,50,38,759 shares (agg. up to ₹ 710 Cr) |
| Offer for Sale | 2,32,55,812 shares of ₹ 2 (agg. up to ₹ 300 Cr) |
| Share Holding Pre Issue | 19,17,45,507 shares |
| Share Holding Post Issue | 24,67,84,266 shares |
| BSE Script Code / NSE Symbol | 544699 / AYE |
| ISIN | INE501X01029 |
IPO Date
9 to 11 Feb, 2026
Listed on
Mon, Feb 16, 2026
Face Value
₹ 2 per share
Price Band
₹122 to ₹129
Issue Price
₹129 per share
Lot Size
116 Shares
Sale Type
Fresh Capital & OFS
Issue Type
Bookbuilding IPO
Listing At
BSE, NSE
Total Issue Size
7,82,94,571 shares (agg. up to ₹ 1,010 Cr)
Fresh Issue
5,50,38,759 shares (agg. up to ₹ 710 Cr)
Offer for Sale
2,32,55,812 shares of ₹ 2 (agg. up to ₹ 300 Cr)
Share Holding Pre Issue
19,17,45,507 shares
Share Holding Post Issue
24,67,84,266 shares
BSE Script Code / NSE Symbol
544699 / AYE
ISIN
INE501X01029
IPO Subscription Details
| Anchor | 1 |
| QIB (Ex Anchor) | 1.62 |
| NII | 0.05 |
| bNII (> ₹10L) | 0.02 |
| sNII (< ₹10L) | 0.11 |
| Retail | 0.81 |
| Total ** | 1.04 |
Anchor
1
QIB (Ex Anchor)
1.62
NII
0.05
bNII (> ₹10L)
0.02
sNII (< ₹10L)
0.11
Retail
0.81
Total **
1.04
Day Wise Sub
| Day | QIB (Ex Anchor) | NII | NII (> ₹10L) | NII (< ₹10L) | Retail | Total |
|---|---|---|---|---|---|---|
| Feb 9 (Day 1) | 0.14 | 0.01 | 0.00 | 0.03 | 0.28 | 0.13 |
| Feb 1 0 (Day 2) | 0.14 | 0.02 | 0.00 | 0.04 | 0.49 | 0.17 |
| Feb 1 1 (Day 3) | 1.62 | 0.05 | 0.02 | 0.11 | 0.81 | 1.04 |
DayFeb 9
(Day 1)
QIB (Ex Anchor)0.14
NII0.01
NII (> ₹10L)0.00
NII (< ₹10L)0.03
Retail0.28
Total0.13
DayFeb 1
0 (Day 2)
QIB (Ex Anchor)0.14
NII0.02
NII (> ₹10L)0.00
NII (< ₹10L)0.04
Retail0.49
Total0.17
DayFeb 1
1 (Day 3)
QIB (Ex Anchor)1.62
NII0.05
NII (> ₹10L)0.02
NII (< ₹10L)0.11
Retail0.81
Total1.04
Day Wise GMP
| Date | Price | GMP | Estimate List Price |
|---|---|---|---|
| 16-02-2026 | 129.00 | -2(-1.55%) | 127 |
| 15-02-2026 | 129.00 | -3(-2.33%) | 126 |
| 14-02-2026 | 129.00 | -3(-2.33%) | 126 |
| 13-02-2026 | 129.00 | -3(-2.33%) | 126 |
| 12-02-2026 | 129.00 | 0.35(0.27%) | 129.35 |
| 11-02-2026 | 129.00 | 0.35(0.27%) | 129.35 |
| 10-02-2026 | 129.00 | 0(0.00%) | 129 |
| 09-02-2026 | 129.00 | 0(0.00%) | 129 |
| 08-02-2026 | 129.00 | 0(0.00%) | 129 |
| 07-02-2026 | 129.00 | 0(0.00%) | 129 |
| 06-02-2026 | 129.00 | 0(0.00%) | 129 |
| 05-02-2026 | 129.00 | 1(0.78%) | 130 |
| 04-02-2026 | 129.00 | 5(3.88%) | 134 |
| 03-02-2026 | 0(%) | (%) |
Date16-02-2026
Price129.00
GMP-2(-1.55%)
Estimate List Price127
Date15-02-2026
Price129.00
GMP-3(-2.33%)
Estimate List Price126
Date14-02-2026
Price129.00
GMP-3(-2.33%)
Estimate List Price126
Date13-02-2026
Price129.00
GMP-3(-2.33%)
Estimate List Price126
Date12-02-2026
Price129.00
GMP0.35(0.27%)
Estimate List Price129.35
Date11-02-2026
Price129.00
GMP0.35(0.27%)
Estimate List Price129.35
Date10-02-2026
Price129.00
GMP0(0.00%)
Estimate List Price129
Date09-02-2026
Price129.00
GMP0(0.00%)
Estimate List Price129
Date08-02-2026
Price129.00
GMP0(0.00%)
Estimate List Price129
Date07-02-2026
Price129.00
GMP0(0.00%)
Estimate List Price129
Date06-02-2026
Price129.00
GMP0(0.00%)
Estimate List Price129
Date05-02-2026
Price129.00
GMP1(0.78%)
Estimate List Price130
Date04-02-2026
Price129.00
GMP5(3.88%)
Estimate List Price134
Date03-02-2026
Price
GMP0(%)
Estimate List Price(%)
IPO Important Dates
| IPO Open | Mon, Feb 9, 2026 |
| IPO Close | Wed, Feb 11, 2026 |
| Allotment | Thu, Feb 12, 2026 |
| Refund | Fri, Feb 13, 2026 |
| Credit of Shares | Fri, Feb 13, 2026 |
| Listing | Mon, Feb 16, 2026 |
IPO Open
Mon, Feb 9, 2026
IPO Close
Wed, Feb 11, 2026
Allotment
Thu, Feb 12, 2026
Refund
Fri, Feb 13, 2026
Credit of Shares
Fri, Feb 13, 2026
Listing
Mon, Feb 16, 2026
IPO Lot Size
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (Min) | 1 | 116 | ₹14,964 |
| Retail (Max) | 13 | 1,508 | ₹1,94,532 |
| S-HNI (Min) | 14 | 1,624 | ₹2,09,496 |
| S-HNI (Max) | 66 | 7,656 | ₹9,87,624 |
| B-HNI (Min) | 67 | 7,772 | ₹10,02,588 |
ApplicationRetail (Min)
Lots1
Shares116
Amount₹14,964
ApplicationRetail (Max)
Lots13
Shares1,508
Amount₹1,94,532
ApplicationS-HNI (Min)
Lots14
Shares1,624
Amount₹2,09,496
ApplicationS-HNI (Max)
Lots66
Shares7,656
Amount₹9,87,624
ApplicationB-HNI (Min)
Lots67
Shares7,772
Amount₹10,02,588
Key Performance Indicator
| ROE | 7.63% |
| Debt/Equity | 3.02 |
| RoNW | 3.82% |
| Price to Book Value | 1.45 |
ROE
7.63%
Debt/Equity
3.02
RoNW
3.82%
Price to Book Value
1.45
Peers Comparison
| Company Name | EPS (Basic) | EPS (Diluted) | NAV (₹ per share) | P/E (x) | RoNW (%) | P/BV Ratio |
|---|---|---|---|---|---|---|
| Aye Finance Limited | 9.51 | 9.34 | 90.00 | 12.12 | ||
| Sbfc Finance Limited | 3.21 | 3.15 | 29.61 | 27.32 | 11.57 | 2.97 |
| Five-star Business Finance Limited | 36.61 | 36.50 | 215.22 | 12.07 | 18.65 | 2.05 |
Company NameAye Finance Limited
EPS (Basic)9.51
EPS (Diluted)9.34
NAV (₹ per share)90.00
P/E (x)
RoNW (%)12.12
P/BV Ratio
Company NameSbfc Finance Limited
EPS (Basic)3.21
EPS (Diluted)3.15
NAV (₹ per share)29.61
P/E (x)27.32
RoNW (%)11.57
P/BV Ratio2.97
Company NameFive-star Business Finance Limited
EPS (Basic)36.61
EPS (Diluted)36.50
NAV (₹ per share)215.22
P/E (x)12.07
RoNW (%)18.65
P/BV Ratio2.05
IPO Reservation
| QIB Shares Offered | 5,87,20,929 (75.00%) |
| − Anchor Investor Shares Offered | 3,56,98,420 (45.60%) |
| − QIB (Ex. Anchor) Shares Offered | 2,30,22,509 (29.40%) |
| NII (HNI) Shares Offered | 1,17,44,185 (15.00%) |
| − bNII > ₹10L | 78,29,457 (10.00%) |
| − sNII < ₹10L | 39,14,728 (5.00%) |
| Retail Shares Offered | 78,29,457 (10.00%) |
| Total Shares Offered | 7,82,94,571 (100.00%) |
QIB Shares Offered
5,87,20,929 (75.00%)
− Anchor Investor Shares Offered
3,56,98,420 (45.60%)
− QIB (Ex. Anchor) Shares Offered
2,30,22,509 (29.40%)
NII (HNI) Shares Offered
1,17,44,185 (15.00%)
− bNII > ₹10L
78,29,457 (10.00%)
− sNII < ₹10L
39,14,728 (5.00%)
Retail Shares Offered
78,29,457 (10.00%)
Total Shares Offered
7,82,94,571 (100.00%)
Information about company
Incorporated in 1993, Aye Finance Limited is an NBFC offers secured and unsecured small business loans for working capital, including mortgage loans, ‘Saral’ Property Loans, secured and unsecured hypothecation loans, primarily to micro-scale MSMEs.
The company is serving 586,825 active customers across 18 states and three union territories with significant assets under management.
Product Offerings:
In the six months ended September 30, 2025 and September 30, 2024, and Fiscals 2025, 2024 and 2023, the company had 10,459, 8,388, 9,102, 6,825 and 5,724 full-time employees, respectively, engaged in the operations in India.
Competitive Strengths:
Disclaimer
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